Have you received a call from 407-612-7120 claiming to be from Bank of America? If so, exercise caution. Reports indicate that this number has been used in a Bank of America impersonation (vishing) scam, where scammers attempt to trick people into revealing sensitive financial information or transferring money.
Is 407-612-7120 a Legitimate Bank of America Number?
There is no evidence that 407-612-7120 is an official Bank of America customer service number. According to scam reports, victims receive an automated message claiming there is suspicious activity on their account, often mentioning a fake purchase and urging them to press a number or call back a different phone number.
Instead of calling the number back, always verify any fraud alert by contacting Bank of America through its official channels.
Official Bank of America Security Center:
Bank of America Security Center
How the Scam Works
The scam typically follows these steps:
- You receive a robocall or live call claiming to be from Bank of America.
- The caller says there is suspicious activity on your account.
- You are asked to:
- Press a key to speak with a “fraud representative.”
- Call a different phone number.
- Verify your account details.
- The scammers try to steal:
- Online banking usernames and passwords
- Debit or credit card numbers
- PINs
- One-time verification codes
- Other personal information
Some victims are also instructed to transfer money through Zelle, wire transfer, or another payment method under the false claim that it will “protect” their account. Bank of America warns that it will never ask customers to move money to keep it safe.
Warning Signs of This Scam
Watch out if the caller:
- Creates a sense of urgency.
- Claims your account is locked or compromised.
- Requests passwords, PINs, or verification codes.
- Tells you to move money to another account.
- Asks you to install software or grant remote access.
- Insists you stay on the phone while completing transactions.
These are common signs of a voice phishing (vishing) scam.
What Bank of America Will Never Do
According to Bank of America, it will never:
- Ask for your online banking password.
- Request your PIN or one-time security code during an unsolicited call.
- Tell you to transfer money to another account to prevent fraud.
- Ask you to withdraw cash to “secure” your funds.
What Should You Do If You Receive This Call?
If you receive a call from 407-612-7120:
- Hang up immediately.
- Do not press any buttons.
- Do not call back the number provided.
- Check your account using the official Bank of America mobile app or website.
- Contact Bank of America using the phone number on the back of your debit or credit card.
What If You Already Shared Information?
If you gave the caller personal or banking information:
- Contact Bank of America immediately.
- Change your online banking password.
- Monitor your accounts for suspicious transactions.
- Lock or replace affected cards if necessary.
- Report the incident to Bank of America.
Report suspicious activity here:
Bank of America Fraud Reporting Center
How to Protect Yourself from Bank Impersonation Scams
To stay safe:
- Never trust caller ID alone because scammers can spoof legitimate numbers.
- Never share passwords or verification codes over the phone.
- Always contact your bank using verified contact information.
- Be skeptical of calls demanding immediate action.
- Enable two-factor authentication on your financial accounts.
The U.S. Federal Trade Commission (FTC) also recommends hanging up and independently contacting your bank whenever you receive an unexpected fraud call.
FTC Scam Advice:
FTC Consumer Advice on Unexpected Fraud Calls
Frequently Asked Questions
Is 407-612-7120 a scam?
Multiple reports associate 407-612-7120 with a Bank of America impersonation robocall. Treat any unsolicited call from this number with caution.
Can scammers fake Bank of America’s phone number?
Yes. Caller ID spoofing allows scammers to make calls appear to come from legitimate businesses, including banks.
Will Bank of America ask me to transfer money?
No. Bank of America states it will never ask customers to move money to another account to prevent fraud.
How do I verify a fraud alert?
Ignore the callback number provided in the message and contact Bank of America using the number printed on your bank card or through its official website.
Final Verdict
407-612-7120 should be treated as a suspected Bank of America scam call. If you receive a call from this number claiming your account has been compromised, do not provide personal information or send money. Instead, contact Bank of America directly through its official customer service channels to verify any fraud alerts.
