Americanemergencyfund.com website claims to offer Scam $5000 Emergency Fund. Did you stumble on the ad on Facebook or Youtube? DON’T fall for it, it is not a legit offer. Go through this detailed review to know more why Americanemergencyfund is fagged fraudulent by different scam detecting websites.
What Is Americanemergencyfund.com All About?
It is a website that promises to give loan to America citizens in a platter of gold. According to the website, you just have to secure a form, fill the credit type of your choice and their lenders will directly deposit funds to your account as fast as the next business day.
Americanemergencyfund Frequently Asked Questions
What Is A Personal Loan
This is a kind of loan that is being given to an individual. It could be up to $35,000. It is a loan that can be used for home enhancements, item purchases, vehicle repairs or large purchases. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple online form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy
What Are The Basic Loan Requirements
- Must be at least 18 years old.
- Must be a U.S. citizen of permanent resident.
- Currently employed or receive steady income.
- Have a bank account to receive the funds ideally with direct deposit.
Are There Any Fees?
Americanemergencyfund is being provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
What Are The Repayments Terms And APR
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. AmericanEmergencyFund cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99% for qualified users. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period for qualified users. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
How And When Do I Repay The Loan?
It is written on the loan agreement from issued to you by your lender for specifics on this, as each loan may vary.
How Do You Protect Your Personal And Privacy Information
The website use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this
The Truth Behind Americanemergencyfund.com Website
Fake Business Address
The business address provided on this website as 2480 S Centinela Ave, Los Angeles CA 90064 is fake. Google map proves that the address is a square feet condo home and has absolutely nothing to do with this website.
Website Registration
According to Who.is (a domain checker) Americanemergencyfund.com website was recently registered on January 2023 and will expire on January 2024. This evident that the website is not trust worthy. It has not stood the test of time and has a very lifespan. Therefore, it can be disposed at any time
Customers Complaints
There are a lot of customers negative reviews on this website’s Facebook page. Some complained that after signing up and requesting for a loan, there where denied and also started receiving scam messages from different fraudulent websites. This means that their personal information has been stolen by scammers.
No Customer Care Service
Americanemergencyfund failed to provide good customer care system for effective communication between customers and the people behind the website. The email address provided on the website as info@americanemergencyfund.com is not functional. Moreover, the phone number provided as (888) 803-4525 does not work.
Is The $5000 Emergency Fund A Real Deal?
In as much as the website claims to offer up to $5000 Emergency Fund to people without stress, It is not as easy as it claims. If it is this easy, all American citizens would have grabbed the offer.
When you look at the website’s Lending policy page. You will see that the website submit the information you provide to the lending partners in our database who may use a soft credit check to assess your eligibility for a personal loan and may then provide loan offers. This simply means that it is not work of Americanemergencyfund to give loan.
Summary
The $5000 Emergency Fund that Americanemergencyfund.com promises ia not a legit offer and should not be taken serious. there are a lot of inconsistences associated with the website.
Therefore, potential customers should tread with caution. There are better and legitimate loan giving websites out there.
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